It is safe to say that all markets are driven by the availability of money to invest. Institutional investors have theirs, as do large corporations and wealthy individuals. There are times when even they are cash-strapped, but most have emerged from the recession of 2008 with healthy balance sheets and cash reserves.

The same situation applies to smaller, individual investors. There are times when having the right amount of money in hand to take a position can make or break a week, month or quarter.

What do newer investors do to find the money when the time is right? It’s the age-old question, but some new answers have emerged. Here are a few:

• Dump underperformers – If a company isn’t living up to its potential by your own pre-set deadline, it’s time to cut your losses. The cash value, even if a net loss, still provides you something to work with.

• Borrow from family – Not everyone can do this. But if someone close to you believes in your approach and understands the risks, it might be a good course to take. Just remember to be generous in the payback.

• Take a part-time job – There is nothing wrong with bringing in new cash with your hard work and ingenuity. If you consider it a short-term gig, it might seem more purposeful.

• Borrow against future earnings – The new payday loan online; option is growing in popularity by the day. A payday loan is basically getting a portion of your next paycheck a week or two early, just enough to give you the flexibility to invest on your schedule, not your employer’s.

• Collateralize property – A home equity or car title loan can bring out larger sums of money, but it does risk essential parts of your portfolio.

How you go about getting investment cash is entirely up to you. But factor in risks you can tolerate in the case of a loss.